A home warranty is a service contract that provides coverage for the repair or replacement of major systems and appliances in a home. It is designed to protect homeowners from unexpected expenses resulting from the breakdown or failure of covered items.

The decision to rent or buy a home depends on various factors and individual circumstances. Here are some key points that a buyer may consider when contemplating this question.

It is essential to consult with lenders or mortgage brokers to explore the financing options available to you. They can provide personalized advice based on your financial situation and help you determine the most suitable loan program for your needs.